What We Do

We look at ourselves as partners in our clients’ futures. When they succeed we succeed. That success is based upon three things: our relationship with our clients, our approach to investing and the way we run our business.

Our relationship with our clients

In our work with our clients, we base our relationship on these principles:

  • Putting our clients’ interests first
  • Providing objective, timely and honest advice
  • Fostering active client dialogue and relationships
  • Serving as investment coaches and setting strategies as a team
  • Working as partners with clients to make their goals a reality

Our approach to investing

Our investment process is based upon these principles:

  • Investing is a long-term proposition
  • Providing outstanding financial education resources to our clients is our commitment to their informed participation in their future
  • Focusing on factors you can control such as:
    • Minimizing trading costs, taxes and management fees;
    • Allocating investments among stocks, bonds and cash based on a strategic written plan;
    • Utilizing diversified investments to implement the plan
  • Striving for a low portfolio turnover, but
    • Rebalancing asset allocation to adhere to plan;
    • Replacing investments no longer meeting our selection criteria
  • Monitoring asset allocation and taking tactical advantage of asset class or industry sector buying or selling opportunities
  • Coordinating year-end tax planning with investment activity

The way we run our business

Our business success is based upon these principles:

  • Adhering to the highest standards in ethics, education and experience among our professionals and staff
  • Being technically competent and passionate about serving our clients
  • Providing our personnel with the best training and resources available
  • Basing our advice on planning and research, not products and fads
  • Working as a team member with other professionals who support the client such as attorneys, trust officers and insurance agents.
  • Serving our clients with integrity and recognizing that we are fiduciaries